beans

6 Everyday Reasons to be a Prepper!

Do you associate preppers with apocalyptic or end-of-the world scenarios that might really only be expected in books and movies like Raft People: An Apocalyptic Tale of the Big Flood? It is true that most prepper website usually advise folks to start prepping because of wars, famines, cyber attacks, devastating floods, and other really dramatic events.Most of us hope that these things never really happen because we’d much rather enjoy our comfortable lives.

However, there are many very reasonable people jumping on the prepper bandwagon these days, and many of them say that their stocks and skills have come in handy in much less serious scenarios that have actually occurred fairly routinely. With this in mind, it’s time to explore six very sane and everyday reasons to become a prepper.

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stethoscope and dollar

What Type of Debt Should You Pay Off First?

Just last year, U.S. News and World Report published survey results that suggested the average amount of credit card debt in U.S. households is at least $15,000. For a country with a median wage of just about $26,000 and household income is a little over $50,000, that’s really a high debt level. Besides credit cards, other common household debts include mortgages and vehicle loans.

While most people hope to minimize debt, it’s clearly impossible for most to simply write a check to make it evaporate. Instead of hoping to pay off all debt, it’s most important to understand that different kinds of debt exist. Also, some types of debt are worse than others.

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free

Free Fantasy & Science Fiction eBooks Every Day

How to Find Free, Quality eBooks Every Day

There are tons of free eBooks that you can download to enjoy in an eReader, browser, or other application. The problem is that many of them are not that good. While some accomplished and established authors use free promotions to attract more readers, a lot of free books suffer from a lack of editing or other thought. How can you tell the difference?

Once way to save time and money is to look for some online collating services that keep track of eBooks that are both free and good. If this sounds attractive to you, consider some suggestions to help you keep yourself stocked with electronic speculative fiction every day.

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turkey

Recipe: Vegan Turkey & Stuffing

Let’s not talk about factory farming, or the $95 price tag on one of those so-called organic and “happy” turkeys from Whole Foods. Instead, let’s consider how to skip the whole nasty business. This tasty soy turkey and stuffing recipe is likely to help everybody forget about a craving for dark or light meet off of the bone. The ingredients are common, and it’s likely that you already have many of them in your pantry.

Tips: There are two steps to this recipe, so you might want to either do the first part of the prep the day before or at least, several hours before you need to serve your vegan turkey and stuffing dinner. Also, there seem to be a lot of steps, but it’s because we’ve broken the recipe down quite a bit. It’s actually pretty simple, fun, and satisfying.

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Pros and Cons of Early Mortgage Payoffs

Should You Pay Off Your Mortgage Quickly?

Most people who plan to stay in their home dream of the day that they can burn their mortgage. Imagine the luxury of living in a house that is owned free and clear of any debt. There is no doubt that it will provide some security and reduce monthly fixed costs. Of course, the faster a mortgage gets payed off, the less overall interest payments there are that need to be paid. It might seem that paying off a mortgage quickly is always a sound financial decision, but in this current lending climate that may not be true.

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