Frugal Living

Free Online Monthly Budget Calculator

How do you use the online family budget calculator to calculate how much you really spend? Simply fill in the fields as well as you can. You can rerun your numbers as often as you like. We included some subtotals and a grand total as a way to help you spot your own monthly budget leaks. The form contains a lot of boxes, but your time will be well spent! You can also download a free family budget worksheet. Learn more about the budget calculator here.
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Many families have no idea how they spend their money. Even if it isn't good news, it is good to know! You cannot fix your budget until you understand it.


Note: This information is not saved on our servers. The script runs on your computer. We care about your privacy.
Fixed Expenses
Mortgage / Rent

Insurance
Auto
Home / Renters
Health
Life
Other

Total Insurance Calculated. Do Not Enter!
Utilities (Estimate or use this month's utility bills)
Electricity
TV (Cable/Sattelite)
Internet
Phones
Other

Total Utilities Calculated. Do Not Enter! Services (Estimate or use this month's expenses)
Household Repairs and Repairs
Upkeep Lawn service, housecleaning, etc.
Total Upkeep Calculated. Do Not Enter!
Taxes (Estimate or Use The Momth's Taxes)
Property
Income
Other
Total Taxes Calculated. Do Not Enter!

Other Debt Payments
(Credit Cards, Past Taxes, etc.)
Dues and Fees Association Fees, Club Dues, Church, etc.
Dues Church, Scouts, Clubs, Etc.
Fees Home or Professional Associations, etc.
Total Dues Calculated. Do Not Enter!

Transportation
Car Payments Fuel
Auto Service Fares and Tolls Total Transportation Calculated. Do Not Enter!
Medical and Health (Medical Costs Can Vary A Lot)
Medical and Medicine
Dental and Vision
Other
Total Medical Calculated. Do Not Enter!

Recreation Eating Out, Movies, etc.
Shopping
Grocery
Clothes, etc.
Personal Upkeep dry cleaners, haircuts, etc.
Misc. Shopping Be honest. :)
Total Shopping Calculated. Do Not Enter!
Savings
Retirement
Short Term
Total Savings Calculated. Do Not Enter!


Grand Total

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